The Reserve Bank of Australia (RBA) has already lifted interest rates twice in 2026, and these moves are reshaping borrowing power, buyer sentiment, and strategy for both owner‑occupiers and property investors. The latest rate rises in 2026 On 3 February 2026, the RBA increased the cash rate from 3.60% to 3.85%, a 0.25 percentage point rise. On 17 March 2026, the RBA lifted the...